LivePrayerDaily Devotional for Tuesday November 10, 2026
The “affordability” and “Medicare for all” scams! and, How we use the time God blesses us with!
DAILY DEVOTIONAL TUESDAY NOVEMBER 10, 2026
(Ephesians 5:15,16)
***Prayer***
Dear Lord, give me a passion, a hunger for Your Word. Let me wake up each day, excited what You will show me that day from that precious Word of God. Help me Lord each day to not just be a reader of the Word, but a DOER of the Word. In the name of Jesus I pray…AMEN!!!
***Personal Message For You From Bill Keller***
The only road to Heaven is the Jesus road, all others lead to hell!!!
*I REALLY NEED YOUR HELP TODAY! AMEN! We ended October still requiring the final $15,000 from our September ministry operations and the $55,000 we required during October. That is $70,000 to clear up all of our past due financial obligations as we start November. PLEASE PRAY AND DO WHAT YOU CAN DO TO HELP ME TODAY TO CLEAR UP THE LAST $15,000 FROM SEPTEMBER! GOD BLESS YOU!
With just 7 weeks until the end of 2026, please be praying about a special year-end gift to Livprayer! For many, a gift to God's work here will help on your taxes since you are either going to give the money to the government to waste, or to Liveprayer to get HIS Truth out to the masses and save souls!!! To give a gift to Liveprayer: http://liveprayer.com/donate.cfm
***The Daily Liveprayer TV Nugget***
The Medicare for all” SCAM! All throughout the run up to the midterm elections, every Democrat was talking about 2 issues, “affordability” and “Medicare for all.” The Democrats couldn’t help but brag in the aftermath that they spend tens of millions, primarily in Republican states, pushing a messaging operation on “affordability.” If you heard that word once you heard it a million times. It was so successful they even co-opted Republicans into saying that word as much as the Democrats did.
Only one problem, they now admit that they had ZERO policy or plan to bring down costs. Like they always do, Democrats push an issue without ever intending to actually fix that issue! As a matter of fact, if people had any sort of memory they would remember that prices NEVER get better under the Democrats. The fact is, prices under the 4 yrs of Biden were HIGHER than they are now, and we know they are only temporarily higher until the Iran conflict is finalized!
Than we get to their other manta, “Medicare for all!” Medicare for all is nothing but “government healthcare,” socialized medicine,” or “ single payer” It is FAILED government healthcare like they have in Canada and Europe! This was the ultimate goal of the destructive Affordable Care Act, or Obamacare, however they first had to destroy the private healthcare industry. Obamacare over the last 16 yrs has achieved 80% of that goal, kicking tens of millions of people off of their plans and away from their doctors. Obama infamously LIED 1,000 x 1,000 when he said, “if you like your plan you can keep your plan, if you like your doctor you can keep your doctor,” knowing those were bald faced lies and just the opposite would happen!
Like affordability, the Democrats have ZERO plan for implementing Medicare for all since it would carry an estimates SEVEN TRILLION DOLLAR annual price tag! The reality is our current annual Federal budget is at apx. $7 trillion dollars and we take in apx. $5 trillion dollars. That is a deficit of $2 trillion dollars annually. So the logical question is where does this additional $7 trillion dollars each year come from? Like with affordability, Democrats dodged this obvious question because the fact is THEY HAVE NO CLUE HOW THEY WOULD PAY FOR MEDICARE FOR ALL! IT WAS ANOTHER CAMPAIGN SCAM TENS OF MILLIONS FELL FOR!!!
The Obamacare scam! For those who have been with Liveprayer since 2010, you may remember me explaining at that time the whole scam known as the ACA or the Affordable Care Act which is also known as Obamacare. Don't you love how Democrats always name their plans the opposite of what they are? Remember under Biden the Inflation Reduction Act? LOL! That disgusting piece of legislation actually pumped inflation up to levels we haven't seen in over 40 years!
Obama and his globalist handlers wanted to put the government in charge of healthcare, socialized medicine like in Canada and Europe where over 90% of the people who can't afford to pay cash for their medical needs literally are at the mercy of the government for their healthcare. My friend, you cannot to even begin to understand the nightmare that will be for people. Do some research if you want into how socialize medicine is the worst healthcare anyone can imagine, and yes people will die unnecessarily because of it!
Obama and his globalist handlers knew this nation would never go for government run healthcare so they needed to have an intermediate step, thus Obamacare. Enter the two key architects of Obamacare. One is Ezekiel Emanuel, an oncologist and biochemist who is also the brother of Obama's first Chief of Staff Rahm Emanuel. The other is Jonathan Gruber, an MIT economics professor who after Obamacare was passed was caught on video bragging how the law's passage relied on misleading the public and the “stupidity of the American voter!”
The ultimate goal of Obamacare was to destroy the private insurance industry. Once that was accomplished the government would be the only option left. Remember Obama's great lies that if you like your plan you can keep your plan, and if you like your doctor you can keep your doctor? He must have repeated those lies 100 times knowing perfectly well that what he was saying wasn't true. Obamacare also promoted that it would allow millions who had no insurance to get quality health insurance. Sounds great but how was that going to be possible financially?
Here comes a big piece of the scam that most people don't understand even after 15 years. To make Obamacare appear to work, they had to pay the top insurance companies in the neighborhood of $40 billion dollars a year in subsidies! That is apx. $600 billion dollars OF YOUR TAX DOLLARS THAT WENT TO THE TOP INSURANCE COMPANIES SINCE WITHOUT THOSE SUBSIDIES THEY WOULD HAVE BEEN OUT OF BUSINESS IN 90 DAYS!!! On top of the subsidies, the greedy insurance companies would also raise their premiums every year allowing them to make a fortune!
What the Democrats wanted in the recent shutdown standoff was for a one year extension of those subsidies to the insurance companies. They are panicked because their Obamacare scam is about to fall apart since the subsidies for insurance companies ends at the end of this year. They were desperate for the Republicans to agree to this one year extension to keep the scam going. The Republicans for once said NO! After 15 yrs of fleecing the taxpayers, it is time for Obamacare to die. Again, this was always the ultimate goal leaving the government the only place left to go for healthcare.
What happens next? I honestly don't know. The scam of sending $40 billion a year to prop up the few insurance companies is over. IT CAN NOT CONTINUE! With the potential of not getting any more government subsidies, the few insurance companies left are planning on raising premiums 2x, 3x, 5x what they currently are since the only way they stay in business without the government subsidies is to get it from those they insure. President Trump has floated the idea of giving that money to the people directly to buy their own insurance. Sounds great but it still means the taxpayer is funding the health insurance industry.
This is a Democratic created nightmare and the day of reckoning draws nigh. I can't tell you today how this ends though my guess is it ends exactly where Obama and his globalist handlers ultimately wanted, with the government taking over the healthcare industry. Unless you are in that small percentage who can pay cash for your healthcare you will be at the mercy of good old Uncle Sam for your healthcare. God help us all!!!
***GOD HAS ISSUED A HUGE REBUKE TO THE UNITED STATES!!!
A MUST WATCH AS I LAY OUT ALL THAT HAPPENED IN THE MIDTERMS, WHY, AND WHAT IS COMING OVER THE NEXT 2 YEARS!!!
Liveprayer TV Wednesday November 4, 2026 (starts at 8:00 to end): https://www.youtube.com/watch?v=toC83vEGh4E
***SADLY, ALL I WARNED PEOPLE ABOUT HAS COME TO PASS! I issued TWO major warnings in June for people to wake up before God unleashes His wrath and punishment on our land for our sins and wickedness. The first was on the Liveprayer TV program Tuesday June 2nd. The warning starts at the 11:40 mark of the program and goes on for 20 minutes. Here is the link to that program: https://www.youtube.com/watch?v=LVuURi7A4Uk&t=722s The second was on the Liveprayer TV program Wednesday June 24th. The warning starts at the 9:40 mark of the program and goes on for 20 minutes. Here is the link to that program: https://www.youtube.com/watch?v=WMs1gyuIMto&t=590s
***Liveprayer TV Program airs “LIVE” every Monday thru Friday from 11pm EDT to Midnight! For details on viewing options for the Liveprayer TV program, “LIVE” or “On Demand,” go to: https://liveprayer.com/liveprayer-show-about.cfm
***November Financial Update***
*I REALLY NEED YOUR HELP TODAY! AMEN! We ended October still requiring the final $15,000 from our September ministry operations and the $55,000 we required during October. That is $70,000 to clear up all of our past due financial obligations as we start November. PLEASE PRAY AND DO WHAT YOU CAN DO TO HELP ME TODAY TO CLEAR UP THE LAST $15,000 FROM SEPTEMBER! GOD BLESS YOU!
With just 7 weeks until the end of 2026, please be praying about a special year-end gift to Livprayer! For many, a gift to God's work here will help on your taxes since you are either going to give the money to the government to waste, or to Liveprayer to get HIS Truth out to the masses and save souls!!! To give a gift to Liveprayer: http://liveprayer.com/donate.cfm
The Bible teaches us to “give according to our ability to give.” For some that may be $10 or $20. For others it may be $50 or $100. Still others it may be $200, $500, $1,000, $10,000 or more. God will bless your gift no matter the amount.
Also, don't forget a gift of $1,800 covers one day of ministry at Liveprayer. I received this email recently, “Pastor Bill, My wife and I have just sold our last rental and God told us to tithe $1,800.00 to pay for a day of your ministry. Not looking for accolades, just that you know when you receive the check. Rest assured that we will still be making our regular weekly tithes."
*To give a gift to Liveprayer you can use your major credit card at: http://liveprayer.com/donate.cfm or you can mail your gift to: Liveprayer, 6662 46th Ave. North, St. Petersburg, FL 33709. All gifts to Liveprayer are 100% tax deductible!
*Stocks! A great way to help Liveprayer is by donating stock. The transfer can be made in a way you get the full credit for your donation without having to pay any of the taxes you normally would on gains your stocks may have enjoyed. Contact me for information about this incredible way to help God's work here at Liveprayer: bkeller@liveprayer.com
*By the way I have been seeking the Lord since the start of this year for God to lead someone He has blessed richly to make a legacy gift of $15,000,000 to Liveprayer. That would insure that when God decides to call me home Liveprayer will continue to impact lives and lead lost souls to faith in Jesus for a minimum of 20 years. Please stand in agreement with me for the Lord to raise up that person!
*Live on after you are in Heaven!!! By remembering God's work here at Liveprayer in your will/estate planning, you can still help me share His Truth with the masses, be here for people in their time of greatest need, and help lead the lost to faith in Jesus even after God has called you home!!! God has led many of our friends in the Liveprayer family to remember His work here in their will. Please pray about this opportunity to continue and partner with me in the Lord's work at Liveprayer, even after you are enjoying your rewards and the eternal peace of Heaven! If you have any questions, don't hesitate to contact me at: bkeller@liveprayer.com
As many of you know, I am a very big sports fan. Sports has been a part of my life since I was very little. I have played many different sports at different levels from 6 until my early 40s when Liveprayer began and there just wasn't time. I have always followed all kinds of sports and many weekends I unwind and escape by spending several hours in front of the television watching whatever sporting event is on. While it is something that I enjoy, there are some weekends that I overdo it and wonder if that was the best use of my time.
As I have stated in past Devotionals, each day is a wonderful gift from God. It is unique unto itself, and when it is gone it is never coming back. The one equalizer all people enjoy is that we each get 24 hours each day. The issue then becomes how we use that time God gives us.
I am a firm believer in balance. I believe the Bible teaches us to live balanced lives. Balance between our work, our family, our time of relaxation, and our time serving God. Of course, throughout all of this, the thread that runs through every aspect of our life is our personal relationship with the Lord. That is with us at all times, and is a part of everything we do.
We can't delegate our relationship with Christ to being just a part of our life, but it must be the common element in ALL of our life.
Having said that, I want to encourage you and challenge you today to take 15 minutes and sit down with a legal pad. Set up the following categories down the left hand side of the page. Work/School, Family, Recreation, Serving God, Sleep. Now, there are 168 hours in a week. As best as you can, fill in the amount of hours you spend in each category. The family time is time you spend with your wife and/or children doing things together. The recreation time includes TV, the Internet, as well as any hobbies you may have. Time involved in church activities and worship would be included in the Serving God section.
A good balance would be 40-50 hours in Work/School, 40-50 hours in Sleep, and 20-30 hours a week in Family, Recreation, and Serving God. Now, of course, this will vary depending on your living situations and other factors, but it will at least give you some idea in black and white of how you spend your time.
The purpose of this is two-fold. First, to again get you to realize that in ALL aspects of our life, our personal relationship with Christ must be present. Secondly though, most people I have counseled in this area over the years end up with the Family, Recreation, and Serving God sections totally out of balance. It is usually weighted heavily in the Recreation area.
Most need to make an effort to turn off the TV and computer more, and spend more time with the family and in ways to serve the Lord. We often use the TV, computer, books, and hobbies as avenues of escape. There is nothing wrong with that in perspective. It is a problem though when we fail to deal properly with our family issues and commitments, when we have hours to spend watching TV, but have no time to help out at church.
I love you and care about you so much!!! I don't need to say any more about this. The Holy Spirit is more than able to take these words and convict those who need convicting. I will be praying for you today, that you pay attention to how you are spending your time. Never forget that each day is a precious gift from God and we are to be good stewards of all that God gives us, including time.
The Lord has brought these words into your life today to show you how much He loves you. He wants you to be the best you can be and know ALL of His blessings in your life. The fact is, the time we have in this life is so very brief. While we need to balance our time as we live in this world, let us never forget that everything we are and everything we have, including our time, belongs to Him.
In His love and service,
Your friend and co-laborer in His work,
Bill Keller